Memorable Credit Union Marketing Campaigns Come With Calculated Risk – Take It!

yellow man with teal blocks spelling out risk

“Risk is the clue that our dreams are both real and great.” – Craig D Lounsbrough

When you think of life insurance commercials, what comes to mind first? Think about the most recent commercial you’ve seen and have that image in your mind. What did you see? What was spoken?

For many, the answer to that question may be a montage of videos focusing on individuals or couples mostly in the later stages of adulthood. They are interacting with kids and potentially even grandkids. They might be tossing a baseball in the backyard, cooking together in the kitchen, or playing a heavily staged board game full of canned emotion. Words like strength, preparation and security are spoken or even flashed on the screen. Sound familiar?

Even worse, I didn’t only describe a life insurance commercial to you, but most bank and credit union marketing campaigns that are on the air today. The fact is, in industries in which we evaluate others’ risks daily, we often over-evaluate our own.

That’s why it’s so exciting when we see a commercial that’s outside the norm, that’s serious about helping people, that’s displaying their value proposition in a unique way! You may not be able to recall the company name of the most recent life insurance commercial you’ve seen or even the most recent bank commercial, but I sure can!

Ladder Life Insurance decided to go another direction. You may have heard friends joke saying, “I’m worth more dead than alive.” This is a deprecating joke at the expense of good life insurance, but is it really?

Ladder Life’s marketing team didn’t think so. In fact, their research is built around a unique consumer insight that 1 in 2 couples with life insurance joke about “taking each other out” for the payout. Their commercials show a naïve, happy-go-lucky father arriving home from work. With each frame, he faces a dangerous situation from various booby-traps laid in the house by his family who will benefit from his life insurance payout.

Their tagline – Life Insurance So Good You Might Wish You Didn’t Have It.

“So Good” is the central theme of their campaign in which they refresh their tagline with each new commercial or ad spot.

The end results? A commercial, value proposition, and name that sticks with you long after the viewing. Don’t believe me? Check it out for yourself here.

The payoff? An increase in revenue growth of 4.5x in 2021, the same year this campaign was launched.

Check out what happens when Your Marketing Co. clients get real!

We see daily that the credit unions taking on greater risk reap greater rewards. From those that step outside their comfort zones, the ones that lend heavily to B, C, D, or even E credit, the ones that give people second chances or the education to succeed, and the ones brave enough to give a crazy idea a second thought.

Next time you’re considering commercials, ads, or radio spots – go for the idea that’s so crazy, it just might work! And if your credit union needs a hand, we’re here to talk.

Take A Risk!

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Reh Harvey

Vice President of Digital Strategy

Reh Harvey, our Vice President of Digital Strategy, leads with diligence and fervor. Having previously been a member of Team YMC, he is excited to return to such an amazing culture and even more amazing people (his words)! Through his experience in the marketing world, he’s found the key to success is to stay on the cutting edge and to always keep evolving.
Although originally drawn to marketing for its lack of math, Reh now finds himself doing more math than he would’ve bargained for. But his self discipline and positive attitude make it easy for him to laugh and take it in stride. Hoping to one day visit Japan and enjoy some premium Sushi, Reh lives life by his creed: Be a good human. Do good work. And above all, just keep going.

Hailey Madej

Graphic Designer

As YMC’s in-house Graphic Designer, Hailey possesses an eye for detail and a drive to innovate. It’s no surprise though since being creative runs in the family! Inspired from an early age by her mom’s work as a Graphic Designer, Hailey is a seasoned expert whose talents bring vitality and accessibility to every project. As a UX/UI designer, she expertly blends the intuitive and the creative for all to enjoy.
In addition to the occasional freelance project, Hailey also lends her abilities to supporting art initiatives within her community, such as the Belleville Mural Project. Her favorite aspect of joining the YMC team is the friendly, uplifting culture and breadth of design tasks. When it comes to marketing, she believes in pushing boundaries and maybe breaking some rules to capture her audience’s attention. Her advice to those just starting out? “Always seek quality over quantity.”

Dexter Ochoa

Development Assistant

When it comes to blending logical thinking and creative problem solving, Dexter’s abilities are undeniable! Beginning his career as a Web Developer, he’s no stranger to the wide world of Marketing and Advertising. Calling Biñan City in the Philippines home, Dexter has a burning desire to visit the Alpine peaks and valleys of Switzerland. While that journey may be far off, he is still no stranger to international travel. While visiting Japan, he was able to enjoy his favorite delicacy: Sushi and Sashimi. He also learned unexpected facts about Japanese Yen, specifically that it has special markings for the blind to know its value!

Living life by his motto to “Do good even if the world is unfair,” Dexter would also advise his younger self, “It’s hard, but you’re doing good!” Whether he’s enjoying a cup of coffee in the morning or the occasional Pale Pilsen in the evening, Dexter is eager to work with the talented professionals of YMC, and we’re just as eager to add his talent to the team as well! His marketing words of wisdom? “Be creative, and just do what you want!”

Andrew Wyche


Hailing from the NC state capital (that’s Raleigh if you didn’t know), Andrew is YMC’s Copywriter extraordinaire. That’s why he knows that “The verb form of ‘reconnaissance’ is ‘reconnoiter.’ The former is, strictly speaking, a noun.” Seriously, he knows his words and he’ll use those words to get bold and weird (in a good way) with his copy. Fuelled by a love for pasta, shellfish, a good single malt, or a meal consisting of all three, Andrew navigates life with a motto engraved in his heart: “Choose kindness. Always.” It is this guiding principle that has led him to explore the realm of marketing, driven by a desire to connect with people in meaningful ways. As he continues to chase his dreams, one bucket list item stands out above the rest – a pilgrimage to Scotland. With his heart set on adventure and his pen poised for creativity, Andrew’s journey is far from over.

Alex VanHaasteren

Senior Web Developer

Alex is YMC’s Senior Web Developer and, as the title suggests, she is an absolute pro! While she initially started in graphic design – working long and hard to expertly bring concepts to life – she also felt drawn to technology and applying her natural ability to problem solve. Web Development proved the perfect blend of her creative passion and technical savvy.

When Alex is out with friends – including her YMC colleagues – she’s up for Greek cuisine or some good pulled pork BBQ washed down with Diet Coke. Or an Old Fashioned, if the occasion demands. Someday, she hopes to go to Africa on a safari. Hopefully she’ll see a giraffe in the wild, because – as she’s pointed out – its neck is too short to reach the ground!

When she isn’t jamming out to T-Swift, she’s happy to impart some marketing words of wisdom, “Aim to create something unforgettable.” For day-to-day inspiration, she would remind you of two fundamental truths: You decide your happiness, and Ice cream is its own food group—not just a dessert.

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